Esurance Gets a Financial Upgrade

Jan 4, 2012 Posted Under: Insurance Quotes  

Remember back in grade school when you worked really, really hard on your summer book report because you wanted it to be perfect? And how dang good it felt when Mrs. Lee handed it back to you with a great big A+ and a shiny gold star at the top?

Well, that’s kind of how we feel right now.

A.M. Best, a trusted industry rating organization, recently upgraded Esurance’s financial strength rating from A- (Excellent) to A+ (Superior). And though we’re not in grade school anymore, and our finance report is a smidge more complex than, say, a book report on Moby Dick, we’re still pretty excited about our shiny gold star.

Why? Because

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Direct Line: rural areas become ‘crash for cash’ hot spots

Jan 3, 2012 Posted Under: Insurance Help  

Direct Lines annual analysis of the UKs top ten crash for cash hotspots shows that ten new locations have become favoured spots for fraudsters.

The research also revealed that rural sites are now being used as the net closes in and fraudsters look for new places to carry out their scams.

Four rural locations made the top ten, showing a shift to areas where fraudsters believe the con will be harder to detect.

As in last years study, the North West is still a crash for cash hot spot with three sites from this region in the top ten.

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Causes of Disability Claims

Dec 18, 2011 Posted Under: Car Insurance Online  
  • 90% of disabilities are caused by illnesses. - JHA Disability Fact Book, 2008 Edition
  • Over 85% of disabling accidents and illnesses are not work related. - National Safety Council®, Injury Facts® 2008 Ed.
  • While many people think that disabilities are typically caused by freak accidents, the majority of long-term absences are actually due to illnesses, such as cancer and heart disease. - Life and Health Insurance Foundation for Education November, 2005
  • For insured men and women in their prime working years (30-59), the medical conditions causing the most disabilities are cardiovascular problems, musculoskeletal conditions and cancer. O

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Electric Transit Connect

Dec 18, 2011 Posted Under: Insurance Help  

On Monday we blogged about the news that the much loved, and incredibly successful, Ford Transit van was going to be built in the US as of 2013 onwards, and now, today, we bring you the news that the green Transit is to be updated for 2012. Yes that’s right, the new all electric Ford Transit is on the horizon.

The Transit Connect is primarily aimed at fleet owners who want to save on fuel and maintenance costs, and Torque News has been discussing the van after performing a road test.

The original electric van was a very interesting step by Ford in their bid to become an environmentally friendly manufacturer, much like many other vehicle manufacturers these days.

The 2012 Connect will have an electric drive train, which has been designed by Azure Dynamics, which is a company with a rich history in electric vehicle design that dates back to the early 90s; a time when electric cars were a mere pipedream for a futuristic world. W

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Made From Historical Perfection – A Brand New Brough Superior

Dec 14, 2011 Posted Under: Insurance Quotes  

The Brough Superior may well be the most perfect expression of the motorcycle in history.

Without question, if youre willing to ignore the impact of the Vincent Black Shadow, Brough is the most legendary name in the history of motorcycle manufacturing. These hand-wrought British machines were referred to as “The Rolls-Royce of Motorcycles,” and their sublime craftsmanship and premium pricing helped them live up to the name. Aside from being beautifully crafted, Brough Superiors actually performed. Bikes from the legendary stable won races and set speed records which were the envy of their peers.

The really awesome thing about the marque is that, despite the many years since the first production models rolled off the line, theyre back in production. The

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Romance on the Road: How Combining Auto Insurance Policies can be a Romantic Move

Dec 11, 2011 Posted Under: Insurance Quotes  

A lot of people take a dim view of things like prenuptial agreements because they think it saps the romance out of a marriage. It makes sense—a marriage is supposed to be a romantic union, not a business proposition. But who said that you can’t have both romance and thrift? Consider this: combining auto insurance policies as soon as you’re married can be an incredibly romantic and financially sound move. And if you doubt what we’re saying, here are just a few examples of how doing so could amp up your love life.

• Combining auto insurance saves you so much money that you can afford to buy your significant other flowers on a whim without worrying the debit transaction will bounce. Bonus!

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Insurers make a loss in September quarter

Dec 11, 2011 Posted Under: Car Insurance Online  

Australia’s general insurance industry has bounced back from the disasters earlier in the year, although a $217 million loss for the sector was recorded in the September quarter.

According to the latest Australian Prudential Regulation Authority figures, net earned premium rose in this year’s September quarter when compared to the corresponding period last year.

In the September quarter this year insurers earned $6.7 billion in premiums compared to $6.3 billion in 2010.

Gross written premiums for the September quarter were $9.3 billion, compared to $8.5 billion in the corresponding quarter last year.

Countering this was a rise in net incurred claims – $5.1 billion compared to $4 billion in the September quarter last year.

This led to general insurers making a $778 million net profit for the September quarter, compared to $1.1 billion in the same quarter last year. 

Income from investments helped turn around the underwriting losses, despite the volatility of global markets,

During the 2011 September quarter, insurers managed to increase their investment totals from $63.7 billion in September 2010 to $66.5 billion this year.

The strong performance during the year was attributed to interest-bearing investments that rose from $41.2 billion in 2010 to $44.3 billion in 2011.

As with most investors, the small amounts of equity holdings fell from $2.4 billion to $1.6 billion during the year, reflecting volatile global markets.

The net loss ratio for insurers improved in the 12 months ending September, rising from 64% last year to 76% this year.

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