Michelle Hay has been appointed National Manager – Xpress Underwriting Centre at Zurich Australia. She was previously Packages Manager.
Ms Hay’s early experience was in broking, underwriting and sales in Australia and the UK, before she moved into strategic customer experience and market advisory roles. She replaces Brad Baker, who is taking a career break.
Budget woes and retirements are cutting down the number of officers on the streets across the nation, but in Toledo, Ohio, one arm of the law might be back on the roads soon. Officers riding Harleys, an American tradition in law enforcement currently under siege, could be plying their trade once more.
The Toledo City Council is plans to vote this week on a measure which would give their police department the go-ahead to buy nine motorcycles with a grant from the U.S. Department of Justice. If the council approves, Toledo will have a police motorcycle patrol once more.
A lot of people may not know that auto insurance has different offers for vehicles driven for private use and vehicles driven for commercial or business purposes. There are a few companies which offer an insurance cover for cars and other vehicles that are commercially driven. However, the terms and conditions of the business car would differ from the terms and conditions of the cover for a private car. The conditions are different even if the driver of both cars is the same person. The charges and rules are different for the simple reason that the car is driven for commercial purposes.
Which cars are eligible for the business car insurance?
Any vehicle of any size or make that is driven on the name of a company or a business, which means that any vehicle that is being used for jobs other than personal use by a person is eligible for a business car insurance.
In order to drive legally in the U.S. drivers must have a license. There are several different classes of license including motorcycle, personal auto and commercial. Every state issues driver licenses to their residents and provides a manual to study before taking the written test. Driving tests consist of a written and a road exam and the written test must be passed before a driver receives a driving permit which allows the driver to legally practice driving on real roads and highways before taking the road test.
The Written Test
The written portion of the driving exam is usually a true/false or multiple choice test. The test requests the answers to questions about how to react to different road conditions or driving emergencies.
When patients with diabetes experience interruptions in health – insurance coverage, they are less likely to receive the screening tests and vaccines they need to protect their health. A new study finds that this is true even when patients receive free or reduced-cost medical care at federally funded safety net clinics.
The study was funded in part by the National Institutes of Health and findings published online in the Journal of the American Board of Family Medicine.
“Our study shows that patients need continuous health insurance coverage in order to ensure adequate preventive care, even when that care is provided at a reduced cost,” said Rachel Gold, PhD, MPH, lead author and investigator with the Kaiser Permanente Center for Health Research in Portland, Ore. Read more…
A California auto insurance customer called to show appreciation for great service:
“Steve in Customer Service was very helpful, very friendly and he is very good at his job. Thank you for such great service.”
Corey CA car insurance customer
Corey needed help with his California car insurance policy and Steve helped him in a professional and friendly manner. Corey thought highly about this service and took time to call to let management know.
Are you getting car insurance for the first time or have an insurance requirement for SR-22 filing? Serenity Insurance can help – we offer affordable auto insurance in 47 states for both preferred and high risk drivers. Call us to
Do you check what goes into the fuel tank and are you aware of the damage if the wrong fluid is pumped into your car? As South Africans rush to the petrol pumps ahead of their journeys this festive season motorists are being warned to watch what actually goes into their tanks.
Insurers say filling up petrol in a car that uses diesel for example, could cause damage worth thousands of rands and even blow up the engine if motorists drive on unknowingly.
Marketing Manager at Garagesure Consultants and Acceptances Zey de Lange says not all insurers offer comprehensive cover in such cases. Sometimes they discover it immediately. The fuel can be de-canned if you want to put it that way. Pumped out of the engine and there is a cleaning process that the injectors go through. That sort of cost implication is smaller than somebody not discovering it immediately and driving with a vehicle. You know on average, we have got claims of R9 500.
Some guys even drive that vehicle further if it does not want to drive, then you blow and seize the engine. There is major cost implications involved in that sort of scenario.
Meanwhile, Economists have said early indications point towards some relief for hard pressed motorists at fuel pumps in January. KADD Capital economist, Elize Kruger, said recently that a retreat in international oil prices is the main contributor towards the positive outlook for fuel prices at this stage.
She said with just over halfway in the accounting period, there is a 12c/l over-recovery on petrol. On diesel the over-recovey is 10c/l, while on paraffin it is 14c/l.
Kruger said that the over-recovery and possible cut in fuel prices will be welcomed by consumers who faced a tough year with rising inflation and an uptick in unemployment.